Looking for ways to reduce your home energy bills? Did you know that most utility companies offer their customers a free home energy audit? A home energy audit will pinpoint those areas that are inefficient and suggest the most effective measures for cutting your energy costs.

Did you know the average U.S. family spends close to $1,500 a year on home utility bills? So what can you do to help reduce those costs? eChristianFinance.com has put together these 10 ways to reduce your home energy bills:

Read more ...

Vacations! Vacations? Vacations. Different emotions and feelings come with the word “vacation.” For some individuals and families it is the pinnacle of the year’s schedule, while for others it is the dreaded monster that has to be fought and dealt with each year.

Read more ...

We all make mistakes. That’s probably not a great revelation to anyone. However, some mistakes can have much bigger ramifications than others. Forgetting to set your alarm may result in you being late for work one day, but marrying the wrong person will have a tremendous impact on the rest of your life. This concept holds true with your finances as well. Forgetting to mail in the water bill on time may require you to pay a small late fee, but as a one-time occurrence it won’t affect your financial well being.

Read more ...

A Roth IRA is a special type of individual retirement account (IRA). It was created as part of the Taxpayer Relief Act of 1997 and provides special tax benefits that other retirement plans do not.

Individuals that contribute to a traditional IRA typically receive a tax break on contributions made to that plan. However, any withdrawals made from a traditional IRA trigger taxes.

Read more ...

“He who is greedy for gain troubles his own house, but he who hates bribes will live.” Proverbs 15:27. How do these words of wisdom apply to a happy financial situation? Well there are many ways we can hurt our household by being greedy for gain. Sometimes in our lust for material things we can attempt to live beyond our means and put our family in a poor situation.

Read more ...