Gelt (Finances)

Saving Power

If you are not careful it can be very easy for the electric bill to get more expensive than you had planned.

Thrifty Lady

Okay ladies how can we save money on stuff? Guys don't have as many options in the clothing department; menswear basically consists of tops,jackets, and pants. Even men's formal wear resembles their…

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Saving with Seeds

Groceries can be very expensive, even more so if you often lean toward buying fresh organic produce.

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Shoppers Unite

Did you know that shopping is a science? At least it is to the modern business retailer who not only employs salespersons and clerks, but also may have a…

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Timing is Everything

A few years ago, a friend of mind retired after his retirement plan was fully vested.

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When to Borrow Money

If you listen to the TV and radio advertisements you would think you can and should borrow money for just about anything. Credit card companies and banks…

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Outside the Box Finances

A number of years ago I read a delightful story about a highway traffic problem in which an 18-wheeler truck became stuck under an overpass, creating quite a…

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Emotion Based Debt

We need to understand our relationship with money and buying habits to discover any hidden issues that may need improvement.

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Live Like the Rich

At some point in your life, I'm sure you have said to yourself, "I wish I was really wealthy," or "I would like to live like a millionaire." In your mind, you…

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Credit Card Quiz

For the first time in a number of years, the American Congress has recently passed new reforms for credit cards under the Credit Card Act of 2009. This month,…

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What is an Excellent Credit Score?

Just a few years ago, credit seemed so easy to obtain. You're credit score didn't seem to be that relevant as almost anyone could get a loan. That mindset led…

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Developing a Saver's Attitude

The strikes at both the American and the world economy keep coming. According to the February 2013 issue of The Week magazine, 44 percent of Americans do not…

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Determine What You Can Afford Before You Buy That New Car

Before you head out the door to buy that car you’ve had your eye on, take a few steps back and ask yourself a few questions:o How are you going to pay for that…

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Are You Ready to be 100?

Increasingly, 100 year-olds are making the news.Two years ago Emma Hendrickson became the oldest person ever to compete in the U.S. Bowling Congress women's…

Determine What You Can Afford Before You Buy That New Car

Before you head out the door to buy that car you’ve had your eye on, take a few steps back and ask yourself a few questions:o How are you going to pay for that new car?o Will you be approved for your…

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FQs for Kids

When I was a teenager, the educators of my day believed that your IQ, or your Intelligent Quotient, was the best measurement of not only your learning aptitude, but also how successful you might be…

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Are You Really Saving Money By Using Coupons?

Last year over 3 billion coupons are used, saving consumers approximately $3.7 billion. That seems to be a significant savings, but are you really saving money by using coupons? The recent recession…

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Outside the Box Finances

A number of years ago I read a delightful story about a highway traffic problem in which an 18-wheeler truck became stuck under an overpass, creating quite a problem for the city transportation…

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Buy Truth and Wisdom - When Spending More Saves More

When we think about saving money we usually think about things we can cut out of our spending, but sometimes the best way to save money is not to spend less, but to spend more.

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The Tomorrow Trap

Are you a procrastinator? You are not alone. In one study, 90 percent of individuals procrastinated on at least one occasion and a quarter of them chronically put things off for another day. You…

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Love and Money Part 2

In “Love and Money - Part One” we described the first three of the five financial personalities. They were Susie Saver, Sammy Spender, and Randy Risk Taker. In this article we will describe the other…

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Restoring a Treasured Tradition

Vacations! Vacations? Vacations. Different emotions and feelings come with the word “vacation.” For some individuals and families it is the pinnacle of the year’s schedule, while for others it is the…

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The Great Estate Debate

It's a fact. Well over half of American adults don't have an estate plan or even a simple will. If you already have a will, congratulations! You have created a plan to help provide peace of mind for…

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Few People Have Adequate Emergency Savings

As you head home from another busy day of work, pause for a moment and consider what you would do if tomorrow you are laid off? What happens if you car breaks down and needs $1,500 worth of repairs?…

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Amazing Financial Facts

1. What percentage of Americans has enough savings to cover an unexpected $500 car repair or a $1,000 emergency room visit?

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A Tip for the Super Broke

While we may often look for the most economical way to pay for big expenses, it is often the less obvious little purchases that end up putting the biggest dent in our wallet in the long run. We buy…

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Don't Be Greedy

“He who is greedy for gain troubles his own house, but he who hates bribes will live.” Proverbs 15:27. How do these words of wisdom apply to a happy financial situation? Well there are many ways we…

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Developing a Saver's Attitude

The strikes at both the American and the world economy keep coming. According to the February 2013 issue of The Week magazine, 44 percent of Americans do not have enough in their savings accounts to…

Gelt