While retirement often seems be just a distant dream for many of us, eventually we all hope to reach a point in our lives when we can leave the ranks of the workforce. Hopefully, we will have followed the financial principles of the Bible and set aside enough savings to maintain a comfortable lifestyle in our retirement.

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Looking for ways to reduce your home energy bills? Did you know that most utility companies offer their customers a free home energy audit? A home energy audit will pinpoint those areas that are inefficient and suggest the most effective measures for cutting your energy costs.

Did you know the average U.S. family spends close to $1,500 a year on home utility bills? So what can you do to help reduce those costs? eChristianFinance.com has put together these 10 ways to reduce your home energy bills:

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Vacations! Vacations? Vacations. Different emotions and feelings come with the word “vacation.” For some individuals and families it is the pinnacle of the year’s schedule, while for others it is the dreaded monster that has to be fought and dealt with each year.

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