Gelt (Finances)

It seems like pretty much everything comes with fees these days — some we know about and some we don’t.

Cable isn’t the only way to watch TV anymore. Not by half.

So why pay for premium channels you never use when, for a fraction of the cost, Netflix, Hulu Plus or Amazon Prime can fulfill all your binge-watching needs?

Good question.

Looking for ways to reduce your home energy bills? Did you know that most utility companies offer their customers a free home energy audit? A home energy audit will pinpoint those areas that are inefficient and suggest the most effective measures for cutting your energy costs.

Did you know the average U.S. family spends close to $1,500 a year on home utility bills? So what can you do to help reduce those costs? eChristianFinance.com has put together these 10 ways to reduce your home energy bills:

We can learn many useful ways to manage the resources God has given us from the Bible. The following passage of scripture is a good example of managing resources that we should pay attention to.

Vacations! Vacations? Vacations. Different emotions and feelings come with the word “vacation.” For some individuals and families it is the pinnacle of the year’s schedule, while for others it is the dreaded monster that has to be fought and dealt with each year.

We're currently reading "The First Apartment Book: Cool Design For Small Spaces" by Kyle Schuneman and Heather Summerville.

The authors provided some useful tips for apartment hunting that we had never thought of before, but that make total sense to ensure you're really getting the best place possible.

Here were five of our favorites:

We all make mistakes. That’s probably not a great revelation to anyone. However, some mistakes can have much bigger ramifications than others. Forgetting to set your alarm may result in you being late for work one day, but marrying the wrong person will have a tremendous impact on the rest of your life. This concept holds true with your finances as well. Forgetting to mail in the water bill on time may require you to pay a small late fee, but as a one-time occurrence it won’t affect your financial well being.

A Roth IRA is a special type of individual retirement account (IRA). It was created as part of the Taxpayer Relief Act of 1997 and provides special tax benefits that other retirement plans do not.

Individuals that contribute to a traditional IRA typically receive a tax break on contributions made to that plan. However, any withdrawals made from a traditional IRA trigger taxes.